RBI Verified • Updated 26 February 2026

UTIB0002491 - Phalora Nagbani Axis Bank IFSC Code Jammu

Jammu, Jammu And Kashmir

A

Full Branch Details for UTIB0002491

UTIB0002491

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTIB - Bank Code

0 - Reserved (0)

002491 - Branch Code

180211013

For cheque clearing (printed on cheques)

MICR Code Details

180 - City Code

211 - Bank Code

013 - Branch Code

Branch Contact & Location Details

Full Address
Ground Floor Kahsra No 598 Gajansoo Road Phalora NagbaniJammu - 180002Jammu And Kashmir
Contact Number191-236617
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTIB0002491 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Axis Bank Phalora Nagbani branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTIB0002491 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Phalora Nagbani Branch, Jammu

Common questions about Axis Bank Phalora Nagbani branch and IFSC UTIB0002491

Location Map & Directions

Nearby Axis Bank Branches in Jammu

More branches in the same city

No other branches found in Jammu

View All Axis Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.