RBI Verified • Updated 26 February 2026

UTIB0000078 - Panaji ,Goa Axis Bank IFSC Code Panaji

Panaji, Goa

A

Full Branch Details for UTIB0000078

UTIB0000078

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTIB - Bank Code

0 - Reserved (0)

000078 - Branch Code

403211003

For cheque clearing (printed on cheques)

MICR Code Details

403 - City Code

211 - Bank Code

003 - Branch Code

Branch Contact & Location Details

Full Address
Atmaram Commercial Complex, Dr A B Road, Opp. Hotel NovaPanajiNorth Goa, Goa
Contact NumberN/A - Contact bank customer service
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTIB0000078 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Axis Bank Panaji ,Goa branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTIB0000078 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Panaji ,Goa Branch, Panaji

Common questions about Axis Bank Panaji ,Goa branch and IFSC UTIB0000078

Location Map & Directions

Nearby Axis Bank Branches in Panaji

More branches in the same city

No other branches found in Panaji

View All Axis Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.